a.What these Supplemental Game Terms cover. These Supplemental Game Terms are additional terms and conditions that apply to the specific lottery betting games that appear on the Operators website.

b.Why Players should read them. Please read these terms carefully. These terms tell players who EU Lotto Ltd are, how EU Lotto Ltd will provide the lottery betting games, how either party may change or end the contract, what to do if there is a problem and other important information.

a.Who we are. EU Lotto Ltd - ("EU Lotto"/ "we"/ "us") a company founded and incorporated in Gibraltar with registered company number 109514 and its registered office address is Office Suite A, Ocean Village Promenade, EU Lotto is licenced by the Government of Gibraltar to accept bets on lotteries (licence number RGL 066) and is licensed by the UK Gambling Commission to offer Remote General Betting Standard - Real Event activities under licence number 38991. EU Lotto is not a lottery operator. With EU Lotto, Players are placing Bets on the results of the drawings of official and / or state-run lotteries.

b.What we do. When Players place a Bet on the Operators Website, EU Lotto acts as the principal in relation to the Bet(s) with the Operator acting as EU Lottos agent in respect of the Bet(s) as the Operator will pass the Bet(s) to EU Lotto who will have regulatory responsibility for the Bet(s). EU Lotto calculates the Winnings for each Bet and is responsible for the payment of Winnings which are paid to the Operator who is obligated to pass Winnings on to each successful Player.

c.Contacting players. Players consent to EU Lotto having access to their personal information strictly for regulatory purposes, which is gathered and stored by the Operator and that the Operator may contact Players by email, telephone or by writing at the postal address provided.

a.How we will accept a Players Bet. Players must register on the Operators Website to place Bets and comply with the Operators terms. When placing a Bet via the Operators Website Players also enter into a contract with EU Lotto. These terms and those of the Operator combined regulate the terms and conditions for all Bets placed, the rules of the games offered by EU Lotto as well as the calculation and payment of Winnings. Players instruct the Operator to place Bets with EU Lotto on their behalf by placing a Bet on the Operators Website. Once the Bet is submitted it cannot be amended or cancelled by Players and once EU Lotto accepts the Bet a contract will come into existence between Player and EU Lotto.

b.If we cannot accept your Bet. If we are unable to accept a Players Bet, we will inform the Operator.

c.Conflict or ambiguity. Note, if there is any conflict or ambiguity or dispute between these Supplemental Game Terms and those terms and conditions of the Operator, these Supplemental Game Terms shall take priority.

a.Why we need to change these terms. As we are relying on accepting Bets on the outcome of real event lotteries that are outside of our control we will need the ability to vary, amend or change these Supplemental Game Terms, including where we may also need to make changes for operational or service related issues or because of changes in the law or applicable regulations.

The current version of these terms and conditions will always appear on the Operators website and changes shall take effect immediately upon the Player’s next visit or as otherwise notified. Where we make changes that have a significant impact upon Players then, where possible, the Operator will attempt to email Players to notify Players of the change and a date as to when Players will be bound by the updated terms.

a.Conditions that each Player must comply with. Each Player must:

i.read and accept these Supplemental Game Terms;

ii.be 18 years of age or over (under-age gambling is an offence);

iii.be a resident of Great Britain, Northern Ireland or Ireland;

iv.not deposit monies originating from criminal and/or other unauthorised activities;

v.pay any taxes due on Winnings;

vi.provide Player registration and payment information to Operator that is complete, accurate and, have the authority to make such payments;

vii.not be a person or from a country on the Excluded Lists;

viii.at the time of placing a Bet not be a director, officer, or employee (or their spouse or dependant) of EU Lotto or the Operator or of one of the group companies or a contractor or service provider of any company within the group of EU Lotto or the Operator who is deemed by EU Lotto or the Operator to be in a sensitive position; and

ix. not be restricted by limited legal capacity.

b.If Players breach the above conditions. EU Lotto is entitled to void a Bet at any time if a Player is found to be or have been in breach at any time of any of these conditions, (including, for the avoidance of doubt, even after a relevant draw has taken place which would have entitled Players to certain Winnings but for such breach).

c.What if the lottery draw does not take place? If a lottery draw does not take place or no draw result is published or officially announced, or the bets could not be accepted for a particular draw, all valid Bets on that Betting Event will stand for the rescheduled draw or the next available relevant draw. The deadline for submission of Bets will be displayed on the Operators Website. Instructions to place or the apparent placement of a Bet after the submission deadline and / or after the start of a specific draw or a draw that has actually occurred will not be valid, irrespective of any automatic confirmation that may be generated or irrespective of a wrong deadline displayed on the Operators Website.

d.Jackpot values on the website. The jackpot values displayed for lotteries offered on the Operators Website are approximate estimates of what the jackpot will be. EU Lotto estimates the value of jackpots using certain assumptions, such as the current or future jackpot being won or rolled over. The value is an estimate and is not legally binding and EU Lotto and the Operator are not liable for any inaccuracies between the estimated jackpot and the actual jackpot.

a.Payment of Winnings. In the event that a Bet is a Winning Bet EU Lotto shall:

i.calculate the total monetary value of the Winnings and notify such to the Operator;

ii.if required request with Operators support the completion of certain Player verification tasks. In particular, all tier 1 payouts in respect of Bets on the outcome of Betting Events are subject to enhanced player verification, third party audits on win validation and payout by the underlaying insurers and,

iii. after completion of such verification tasks, assuming no valid issues that may have been identified remain unresolved, make the Winnings available to the Operator for onward distribution to the successful Player.

b.Calculation of Winnings. EU Lotto calculates the Winnings for each Bet. The calculation is different per Underlying Lottery and Prize Category. The following table “EU Lotto Game Overview" explains which calculation method applies for each EU Lotto game:

a.Winnings in a Type A Prize Category. The Winnings payable in respect of each Bet in a Type A Prize Category (as defined in the table above), will depend on the number of the Underlying Lottery Winning Tickets in that Prize Category, the number of EU Lotto Winning Bets in that Prize Category, the payable Prize by the Underlying Lottery Operator for the Underlying Lottery Winning Tickets in that Prize Category as well as the Underlying Lottery Jackpot in that Prize Category. EU Lotto calculates the Winnings in a Type A Prize Category on the basis of the amount of aggregate stakes published by the Underlying Lottery Operator as well as the distribution to that Jackpot Prize Category or on the basis of the jackpot published on the Website of the Underlying Lottery Operator for that Prize Category of the relevant draw of the Underlying Lottery.

b.Winnings in a Type B Prize Category. The Winnings payable in respect of each EU Lotto Winning Bet in a Type B Prize Category (as defined in the table above) will depend on the number of the Underlying Lottery Winning Tickets in that Prize Category, the number of EU Lotto Winning Bets in that Prize Category, the payable Prize by the Underlying Lottery Operator for the Underlying Lottery Winning Tickets in that Prize Category as well as the Underlying Lottery Jackpot in that Prize Category. EU Lotto calculates the Winnings in a Type B Prize Category on the basis of the amount of aggregate stakes published by the Underlying Lottery Operator as well as the distribution to that Jackpot Prize Category or on the basis of the jackpot published on the Website of the Underlying Lottery Operator for that Prize Category of the relevant draw of the Underlying Lottery.

c.Winnings in a Type C Prize Category. The Winnings to be paid out in respect of each EU Lotto Winning Bet in a Type C Prize Category (as defined in the table above) shall be the amount of the Prize announced by the Underlying Lottery Operator in respect of an Underlying Lottery Winning Ticket in the respective Prize Category. If the Underlying Lottery Operator has not announced a Prize in the respective Prize Category for the relevant draw of the Underlying Lottery, the Winnings payable in respect of each EU Lotto Winning Bet in that Prize Category will be calculated on the basis of the aggregate amounts paid in for the relevant draw of the Underlying Lottery announced by the Underlying Lottery Operator and its allocation to the winning Prize Categories.

d.Payout of Prizes from Prize Categories to other Prize Categories. The above regulations apply based on the assumption that there was no payout of Prizes from one Prize Category to another Prize Category, regardless of whether the rules of the Underlying Lottery indicate otherwise. Therefore, in the event Prizes of a higher Prize Category are added to a lower Prize Category due to either (i) no Underlying Lottery Winning Tickets in a Prize Category for one draw, (ii) no Underlying Lottery Winning Tickets in the higher Prize Category for a number of subsequent draws or to a jackpot cap in respect of the higher Prize Category, this will not be taken into account by Operator. Operator will only payout the Prize originally allocated to that lower Prize Category based on the stakes published by the Underlying Lottery and the prize allocation table of that lottery. .

e.Special Jackpots. For all games, the Operator has the possibility to announce a Special Jackpot under its sole discretion. In this case, the Special Jackpot sum announced replaces any Underlying Lottery Jackpot in that Type A Prize Category.

f.One Prize Category. Only one Prize Category can be won per Bet, which will be the highest of the available Prize Categories achieved by, and relevant to, that Bet. A Combo Bet can win in more than one Prize Category, based on the separate Bets it is made of.

g.Currencies. Winnings are calculated and credited in the currency in which the Bet was placed ("Reference Currency"). The exchange rate used is the spot rate of exchange (the closing midpoint) for that currency into EUR on the respective draw date as published on oanda.com or (if oanda.com is not available) the European Central Bank euro foreign exchange reference rate (ECB rate) for the respective draw date. This also applies for annuity payments.

h.Displayed Information. EU Lotto will use reasonable endeavours to ensure that all displayed information and results on the Website are correct. EU Lotto will not be liable for any mistakes in respect to the information displayed.

i.Rights of EU Lotto. A Player is not entitled to claim any Winnings or receive a payout from EU Lotto and/or EU Lotto may at its discretion decide about the validity of a Bet or a Players entitlement to Winnings or void a Bet if:

i.Bets were placed after the relevant submission deadline or after the start of the relevant draw;

ii.Bets were erroneously accepted after the relevant deadline or if the relevant drawing had already begun or taken place; iii. EU Lotto becomes aware of an error in relation to that Bet and is unable to correct the error or confirm the Bet before the deadline;

iii.The Bet was placed by or on behalf of a Player who has been involved in any fraud related activities in relation to the placing of the Bet, the operation of Players Account or otherwise in connection with the Operators Website or the services available through it;

v. In conjunction with any draw, fraud, technical and/or human error or unwarranted influence was found; vi. the draw is declared by an Underlying Lottery organiser or co-organiser, as detailed in the EU Lotto Game Overview table, as being invalid; vii. if the Operator, with valid reason, authorises or instructs EU Lotto to do so; or viii. if the Operator does not provide EU Lotto with the information required for the Bet or as otherwise required by EU Lotto by virtue of the parties contractual and regulatory responsibilities; or

iv.if the Operator fails to discharge any of its contractual obligations to EU Lotto.

k.EU Lotto may claim back Winnings from Players, that have been paid out already to Players, where any of the circumstances referred to above arise.

l.If any Bet is voided as above, the Operator may in its sole discretion offer Players the option of placing any such Bet on the next relevant draw or crediting Playerss Player Account with the relevant sum. If any Bet is otherwise voided by EU Lotto in accordance with this clause, the relevant sum associated with that Bet may be forfeited tor in the case where the Bet was placed by a Player who was subsequently determined to be under the age of 18 at the time of placing the Bet the relevant sum will be returned.

m.EU Lotto reserves the right to:

i.set off against a Players Winnings the amount of any unpaid Bets owed by that Player to the Operator;

ii.terminate, vary or suspend any product offered by EU Lotto, immediately and without prior notice, for any reason at EU Lottos sole discretion;

iii.pay Winnings partly or fully in instalments at EU Lottos sole discretion;

iv.require that a Player provides identification documents to the Operator for EU Lotto to review in order to enable EU Lotto to satisfy itself as to the validity of the Players Player Account details and Playerss entitlement to the Winnings in accordance with these Supplemental Game Terms;

v.determine whether or not to accept a Playerss Bet(s) prior to the beginning of the draw.

a.How we handle any problems that players may have with the service. Please refer a query or complaint to the Operator. Hopefully the Operator will be able to deal with it, however, if necessary, it will be passed to EU Lotto to handle.

b.What if we cant resolve your complaint. In case Players are not satisfied with the result of their complaint:

i.Players may refer complaints to the Independent Betting Adjudication Service (“IBAS”). IBAS are an independent ADR service who will consider any case regarding betting or gaming transactions. Contact details for IBAS are http://www.ibas-uk.com and phone 0207 347 5883 and address IBAS, PO Box 62639, London, EC3P 3AS and email [email protected];

c.We may withhold payment if there is a valid dispute or complaint. In the event of a complaint or dispute in respect of a Bet and/or the payment of any Winnings, EU Lotto may withhold payment of the Winnings until such complaint or dispute has been resolved.

a.We are responsible to Players for foreseeable loss and damage caused by us. If we fail to comply with these terms, we are responsible for loss or damage Players suffer that is a foreseeable result of our breaking this contract.

b.EU Lottos obligation to pay Winnings to the Operator and limitation of liability. Except for those obligations to pay Winnings to the Operator on behalf of a Player, the only other liability that EU Lotto has towards a Player is limited to the total amount of Players Stake in regards to that specific Bet. EU Lottos liability to Players and/or in regards to a Players Winnings is fully discharged upon payment being made by EU Lotto to the Operator. For clarification, EU Lotto is under no circumstances obliged to pay Winnings directly to Players, or to any party other than the Operator. EU Lotto is furthermore not obliged to payout Winnings if Players has no such claim according to these Supplemental Game Terms.

a.Where your contract is completed. All transactions (including the payment of Winnings) whether contractual or otherwise between Players, the Operator and EU Lotto shall be concluded and take place in Gibraltar where EU Lottos servers are located.

b.Which laws apply to this contract and where Players may bring legal proceedings. These Supplemental Game Terms shall be governed by and construed in accordance with the laws of Gibraltar. Each Bet is placed and received in Gibraltar.

c.Internet gambling may be illegal in some jurisdictions or its legality may be in doubt. Each Player acknowledges and accepts that EU Lotto cannot and do not give any legal advice or assurances or make any representation of any kind in respect of the legality of using their services in the jurisdiction where Players reside or are located.

d.If a court finds part of this contract illegal, the rest will continue in force. Each of the paragraphs of these terms operate separately. If any paragraph is held to be invalid or unenforceable by any court, all remaining paragraphs will remain in full force and effect.

e.Players need our consent to transfer your rights. Players may transfer their rights and obligations if we agree to this in writing.

f.Even if we delay in enforcing this contract, we can still enforce it later. Any omission to exercise, or delay in exercising, any right or remedy under these Supplemental Game Terms shall not constitute a waiver of that, or any other, right or remedy.

g.Languages. Where these Supplemental Game Terms are published in several languages, the English version of these Supplemental Game Terms will supersede and take precedence over any conflicting elements with other languages.